Description: U.S. Individual Life COVID-19 Mortality Experience Study, through September 30, 2022

Description: View the archived syllabus/syllabi and updates for the Fall 2023 Design and Accounting (RETDAU) Exam – U.S.

Description: An analysis of US population mortality trends and the impact of COVID.

Description: The Individual Annuity Experience Committee (IAEC) of the Society of Actuaries Research Institute has conducted an experience study of individual deferred annuities, covering calendar years 2011 through 2015. For purposes of this study, deferred annuities refer to annuity products which provide an account value and, thus, exclude deferred income annuities.

Description: S&P reissued a second Request for Comment (RFC) in May 2023 that proposed changes to their insurer capital adequacy methodology and assumptions, and suggested these proposed changes may become effective at the end of 2023. This paper is to highlight the notable changes between the current capital model criteria and the proposed model. We also discuss major changes from the first RFC and the second RFC, as well as several key items that still require enhanced guidance and clarification. Our analysis is based on information gathered from S&P's public comments, conversations with industry participants, and publications released by S&P Global as of July 2023 when this paper was written. Most U.S. life insurers are rated by S&P using their U.S. Life Statutory Capital model, while other insurers use the GAAP/IFRS Capital Model. Statutory financials will remain the starting point for U.S. life insurers under the proposed model, however there will be additional adjustments made to these numbers in an effort to create consistency and comparability with other accounting and solvency regimes.

Description: Learn about the potential insured risks from wildfires to individual life and health companies.

Description: 2023 looks to already be the costliest year for insured severe thunderstorm damage in the U.S. surpassing the 2020 record of $44 billion, by August, and may very well surpass $50 billion for the full year. In addition to property damage, severe storms and hail have led to fatalities in the U.S. and the risks to populations in vulnerable structures seems to be worsening.

Description: The SOA Research Institute is seeking researchers to update and expand the work done in "Disparities in the Pursuit of Financial Security in Retirement by Race and Ethnicity: A Review of the Disparities and Key Metrics to Monitor Them in the Future" by looking at disparities in retirement assets across races and ethnicities by various combinations of socioeconomic and demographic factors.

Description: This research project seeks to develop a broader understanding of the relationship between ownership of insurance and retirement products and the income and wealth gap between races and ethnicities in the United States.